1. Understand the Business (बिज़नेस को समझो)

  • English: Never invest in a company you don’t understand.
  • Hindi: Hamesha wahi company mein invest karo jiska business model aapko samajh aaye.

2. Study Financial Statements (Financials ज़रूर पढ़ो)

  • Balance Sheet, Profit & Loss statement, Cash Flow dekhna जरूरी hai.
  • EPS, P/E ratio, ROE jaise ratios ko analyse karo.

3. Compare with Industry (Industry se तुलना करो)

  • Company ke performance ko apne competitors ke saath compare karo.
  • Agar ek sector gir raha hai aur company hi grow kar rahi hai, toh reason samjho.

4. Check Debt Levels (कर्ज़ पर ध्यान दो)

  • Low debt companies hamesha better hoti hain long-term ke liye.
  • Debt to Equity ratio < 1 hona safe maana jata hai.

5. Look at Growth Potential (Growth ka अंदाज़ा लगाओ)

  • Revenue aur profit ka past 5–10 years ka growth trend check karo.
  • Consistency hona चाहिए, ekdum se jump wali companies risky hoti hain.

6. Analyze Management Quality (Management pe भरोसा)

  • Company ke leaders ka track record aur decisions check karo.
  • Agar management transparent aur ethical hai, company secure hoti hai.

7. Check Valuation (सही Price pe ख़रीदो)

  • Intrinsic value calculate karo aur fir hi invest karo.
  • Overvalued stock se बचो, undervalued stocks long-term mein profit dete hain.

8. Long-Term View (लंबी सोच रखो)

  • Fundamental analysis short-term trading ke liye nahi, long-term investing ke liye best hai.
  • Patience rakho aur short-term market noise ignore karo.

✅ Pro Tip (सबसे ज़रूरी):
“Buy a wonderful company at a fair price, not a fair company at a wonderful price.”
(अच्छी company को सही price pe खरीदना ज़्यादा फायदेमंद है.)